JOROPAY: Bank Boldly Live Freely
Experience seamless digital banking with JOROPAY, expanding across Africa. Send money, save, invest, and manage your finances with ease.
Make free ATM withdrawals and card payments worldwide. Enjoy market-leading foreign exchange fees. And travel stress-free
Easy payments just entered the chat
The new era of easy payments is here. Enjoy no-fuss money transfers that are fast, fun, and oh-so flexible. Create group chats to split payments for everything. Chat, send, and receive money in one place. Whatever your plans, transfers are almost instant between pals on the app.
Ready to Experience Modern Banking with JOROPAY?
Join thousands of people who are already waiting to enjoy the benefits of digital banking with JOROPAY.
Built for the Modern Lifestyle
JoroPay gives you everything you need to stay financially connected. No matter where life takes you, your money moves with you. We use bank-grade encryption, biometric login, and round-the-clock fraud detection to protect every transaction. Your data and money are safe — wherever you are.
Mobile-First Banking
Access your account, make payments, and transfer money from anywhere with our intuitive mobile app.
Secure & Reliable
Rest easy with our advanced security features, including biometric authentication and real time alerts.
Instant Mobile Money
Seamlessly integrate with other local payment solutions like traditional banks and credit union.
Virtual & Physical Cards
Create virtual cards for online shopping and get physical cards for everyday use.
Pan-African Transfers
Send money across African countries with low fees and competitive exchange rates, powered by our strong partnerships.
Smart Savings
Set and achieve your financial goals with automated savings plans and competitive interest rates.
Free yourself from travel fees
Whether you’re hopping cities or crossing borders, JoroPay travels with you. We’re a next-generation digital bank designed for people on the move — offering seamless financial access, smart money tools, and global flexibility in one sleek app.
Get the real exchange rate
We don’t charge fees for spending on your card abroad, and we pass Mastercard's exchange rate directly onto you, without extra charges.
Stay in the know
You’ll see the real exchange rate in the app when you land. We'll also send you a spending report so you can look back on the cost of your trip.
Make cash withdrawals
If Joropay is your main bank account, make cash withdrawals abroad any where in the world for a small fees.
Banking at Your Fingertips with JOROPAY
Our mobile app puts the power of a full-service bank in your pocket. Manage your money on the go with ease.
Easy Account Management
View balances, transaction history, and account details in real-time.
Seamless Money Transfers
Send money to anyone, anywhere in Africa with just a few taps.
Mobile Money & Bill Payments
Pay utilities, buy airtime, and manage subscriptions all in one place.
Get started in 3 easy steps
Download Joropay app
Download the Joropay mobile app for your Android or iOS device.
Complete KYC
Complete KYC verifications within the app.
Start transacting
Start sending and receiving money from friends and family.
